Bridging Loan Calculator

Determine if you qualify for bridging finance using Commonwealth Bank methodology. Calculate your requirements, costs, and monthly payments instantly.

Property & Finance Details

Current Property

$
$
Projected Sale Proceeds (90%) $675,000

Based on 90% of estimated property value

New Property Purchase

$
Purchase Fees (5%) $47,500
Total Purchase Cost $997,500

Includes stamp duty, legal fees, and other costs

Loan Terms

%

Calculation Results

Qualification Status

Enter your details above to check qualification

Financial Summary

Available Equity from Sale $325,000
Total Purchase Cost $997,500
Bridging Loan Required $672,500
Loan-to-Value Ratio (LVR) 89.2%

Cost Breakdown

Monthly Interest Payment $4,410
Total Interest (6 months) $26,460
Establishment Fee (0.5%) $3,363
Legal & Valuation Fees $2,500
Total Bridging Cost $32,323

Next Steps

Qualification Criteria

Bridging loans typically require 20-30% equity, stable income, and a clear exit strategy. Our calculator uses conservative estimates based on major lender criteria.

Important Considerations

Rates are typically 1-3% above standard variable rates. Consider market conditions, sale timeline, and financial capacity before proceeding.

Need Expert Help?

Every situation is unique. Speak with our bridging finance specialists for personalized advice and access to competitive rates.