THE PROCESS

About Us

About

The Process

Finance My Home was established in December 2022 with it’s founder Colin Lamb having had over 22 years experience as a mortgage broker and further thirteen years in banking and insurance services. The dream was to have a fully integrated property and finance solutions business that always had the clients best interest at the forefront of every decision.

Now having this as a reality, we now present The Process, which is already changing the way people are buying and selling their properties.

Between Finance My Home and It’s Real Estate, we have the knowledge, skill, empathy and patience to work with clients that are upgrading of their current property.

Think of us as a Project Manager, where we are able to design and implement the steps that will complete your finance and property journey, reaching your goal with less hassle and stress and a much better result.

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Steps involved

  • Determine current position and estimate valuation of current property
  • Calculate Borrowing Capacity
  • Calculate Buying Capacity
  • Determine if Bridging Finance achievable
  • Evaluate current property condition - discuss and work out what work is required to be done on current property, plan out if work can be done whilst owner remains residing in property.
  • Formally determine valuation on current property – bank valuation
  • Arrange pre-approval of Bridging finance
  • Viewing properties – fall in love, intent to buy.
  • Present Offer to purchase new property – with support from It’s Real Estate, and list existing property with It’s Real Estate
  • Offer accepted – finance to be approved formally
  • Settlement of new purchase – client vacates existing and moves into new property
  • Complete works to be done on property to be sold
  • Staging, photos, marketing and making property ready for sale
  • Property presented – Home Opens
  • Offer accepted then sold and settled – Bridging loan is paid out in full from net sale proceeds.

What Our Client Says

Here is what clients have said who have already trusted ‘The Process’ with their property journey and experienced our service first-hand.

From the very first conversation, Colin and his team demonstrated what exceptional service truly looks like. They didn’t just guide us through the mortgage process — they transformed it into a seamless, stress-free, and empowering experience. Colin took the time to explain every step with clarity, made himself constantly available, and offered advice that was not only practical but deeply honest. What truly sets Colin apart is his genuine care and commitment. At no point did we feel like just another client — we felt supported, informed, and confident every step of the way. His professionalism, expertise, and tireless dedication ensured we secured the best possible outcome for our home loan, giving us peace of mind and excitement about our future. His knowledge and guidance gave us so much confidence, and we’re so grateful for the effort he put into helping us secure the best outcome for our home loan. If you’re looking for a broker who truly has your best interests at heart, we can’t recommend Colin and his team highly enough. Thank you again for your amazing work and support — we’re so excited to start this next chapter in our new home! From start to finish, the service from Colin and his team was absolutely outstanding!

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B.Bremner & A.Cranston

24th October 2025

Having known Colin for many years since arriving in Perth, and when faced with applying for a Mortgage, there was no other broker we would have gone to. Colin and his team gave outstanding support and guidance throughout my mortgage process. From the very beginning, Colin took the time to understand our needs and explained every step clearly, making what could have been a stressful experience feel smooth and straightforward. The professionalism, attention to detail, and commitment to finding the best solution for me were outstanding. Thanks to the assistance and advice received we secured a mortgage that perfectly suited our situation, and we felt confident and informed the entire way. We highly recommend Colin to anyone looking for a knowledgeable and genuinely caring mortgage broker.

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C.Nicholson

28th October 2025

Colin’s support during my home purchase process was exceptional from start to finish. Over the course of more than a year, he patiently guided me as I explored my financial options, providing clear explanations and expert advice every step of the way. His depth of knowledge in loan structuring and his ability to tailor solutions to my individual circumstances were outstanding. What truly sets Colin apart is his commitment to his clients - he went above and beyond the typical role of a broker, engaging directly with real estate agents, responding promptly to every query, and even assisting with the final inspection before settlement. His professionalism, integrity, and genuine care made what could have been a stressful process both smooth and reassuring. I have complete confidence in Colin and will not hesitate to engage him again in the future. He is a credit to his profession and a truly deserving candidate for recognition.

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Joseph & S.BONFIGLIO

25th October 2025

I first met Colin Lamb when I was a single woman buying my very first apartment on my own, on a single income. From the very beginning, Colin went above and beyond to guide me through what Colin refers to as THE PROCESS, with patience, kindness, and care. He made everything easy to understand and took away all the stress and uncertainty that can come with buying a home for the first time. Over the years, Colin has become much more than just my broker — he’s become a true friend and part of my family. When I found out I was pregnant, he came to my baby’s gender reveal party, which shows the kind of genuine person he is and how deeply he cares about the people he helps. When my husband and I, now with two young children, outgrew that first apartment, Colin once again guided us through the next big chapter — purchasing our family home. With trusting Colin through “the process” he’s created a seamless experience for us, assisted us to gain finance and helping us to find the family home, taking the stress out of what can be an overwhelming process. Colin’s professionalism, compassion, and commitment to his clients shows through all the positive outcomes he has helped my family achieve. With out Colins help and guidance our dream family home would not have been achievable.

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R.HEVIZI

30th October 2025

I honestly can’t thank Colin enough for everything he’s done for me over the past few years. It’s been a long journey to finally reach this point, and throughout it all, Colin has been nothing but patient, supportive, and genuinely caring. He always took the time to explain things clearly and never made me feel rushed or uncertain. I was always reassured and confident that I was in good hands. Colin’s honesty and guidance made such a difference, especially during moments when things felt overwhelming. He also has his amazing team behind him, Yen and Kaz, were always on top of everything, keeping me updated, reminding me of important steps and making the whole process feel so much easier than I expected. What stands out most is how much Colin truly cares about his clients. He goes above and beyond to help, not just as a broker but as someone who genuinely wants the best outcome for you. I’m so grateful for all his hard work and couldn’t recommend him and his team highly enough. I’m now a first home buyer and I couldn’t have done it without him.

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R.HOSKING

24th October 2025

Congrats to you Colin for being nominated, that's a great achievement. Please see below a testimonial Colin Lamb has been my mortgage broker since 2012 when I bought my first house. I have referred many friends and family to Colin also over the years due to his exceptional knowledge, due diligence and professionalism, of which they experienced the same results. He always puts you first as his client to find the best financial solution to suit your needs. I have used Colin also for my business financial needs when I opened my own business, and we have recently bought our family home of which Colin was the only broker we would choose to use. He always goes that extra mile, not only securing us a great deal with a bank that suited our needs but viewing the house with us and liaising with the selling agent to get us a property price we were happy with. His office team are also exceptional, always available to assist you and answer any of your questions. Thank you for continuing to assist us for over 13 years and for any future financial needs we may have.

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S.SKILTON

27th October 2025

Working with Colin and the team at Finance My Home has been nothing short of exceptional. From our very first conversation with Colin, we knew we were in exceptional hands. He wasn’t just a broker — he was a genuine partner, deeply invested in helping us achieve our dream of owning a home in Coogee. Colin’s calm confidence, unmatched industry knowledge, and genuine care transformed what could have been a stressful experience into something exciting, empowering, and seamless. Thanks to Colin’s dedication and expertise, we not only secured our dream home — it’s now worth over $400,000 more in less than a year, a result that far exceeded our expectations. But what truly sets Colin apart is his commitment beyond settlement. He helped us access personal loans at outstanding rates, allowing us to renovate and further increase the value of our property. Every recommendation he’s made has been strategic, thoughtful, and entirely focused on helping us grow. Colin goes above and beyond for his clients — not for recognition, but because he genuinely cares. His responsiveness, professionalism, and integrity make him stand out in an industry that often feels transactional. For us, Colin turned a lifelong dream into reality and created a foundation for our family’s future. We couldn’t imagine navigating this journey with anyone else. Finance My Home isn’t just a brokerage — it’s a team led by someone who truly changes lives. Colin is the reason we’re living our dream today.

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S.TREWHITT

26th October 2025

We had an outstanding experience working with Colin and the team at Finance My Home. We have been working with Colin for over 16 years and continue to be impressed by the exceptional level of service provided. Their professionalism, efficiency, and commitment were exceptional, especially given the strict timeframe we were working under. They went above and beyond to ensure everything was completed smoothly and on schedule. Communication was clear and prompt throughout the entire process, and their expertise made a stressful situation easy to manage. We couldn’t be happier with the service and highly recommend Colin to anyone seeking reliable and knowledgeable financial support

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Joseph & S.BONFIGLIO

25th October 2025
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Meet The Awesome Team

The Process help you easily create a real estate trading website. With the function Register, Login, Post real estate news.

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Colin Lamb

Director
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Simone Wilkinson

Property Expert
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